[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.aknet.cz\/byt\/finance-a-financni-gramotnost\/#Article","mainEntityOfPage":"https:\/\/www.aknet.cz\/byt\/finance-a-financni-gramotnost\/","headline":"Finance a finan\u010dn\u00ed gramotnost","name":"Finance a finan\u010dn\u00ed gramotnost","description":"Finance je velmi \u0161irok\u00fd ekonomick\u00fd pojem, kter\u00fd se t\u00fdk\u00e1 \u00fapln\u011b v\u0161ech pen\u011b\u017en\u00edch prost\u0159edk\u016f a jejich zach\u00e1zen\u00ed s nimi. Finance m\u016f\u017eeme d\u011blit na n\u011bkolik \u010d\u00e1st\u00ed, ale nej\u010dast\u011bji je d\u011bl\u00edme na tyto: Osobn\u00ed finance \u2013 to jsou finance jednotliv\u00e9ho \u010dlov\u011bka p\u0159\u00edpadn\u011b cel\u00e9 rodiny. Podnikov\u00e9 finance \u2013 to jsou finance pat\u0159\u00edc\u00ed firm\u011b, podniku...","datePublished":"2019-08-27","dateModified":"2019-08-27","author":{"@type":"Person","@id":"https:\/\/www.aknet.cz\/author\/#Person","name":"","url":"https:\/\/www.aknet.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/29b4b7cf61bc7f4a3cff4e7146cbe3cb?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/29b4b7cf61bc7f4a3cff4e7146cbe3cb?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"aknet.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.aknet.cz\/wp-content\/uploads\/img_a351494_w2430_t1566065884.jpg","url":"https:\/\/www.aknet.cz\/wp-content\/uploads\/img_a351494_w2430_t1566065884.jpg","height":0,"width":0},"url":"https:\/\/www.aknet.cz\/byt\/finance-a-financni-gramotnost\/","wordCount":400,"articleBody":"Finance je velmi \u0161irok\u00fd ekonomick\u00fd pojem, kter\u00fd se t\u00fdk\u00e1 \u00fapln\u011b v\u0161ech pen\u011b\u017en\u00edch prost\u0159edk\u016f a jejich zach\u00e1zen\u00ed s nimi. Finance m\u016f\u017eeme d\u011blit na n\u011bkolik \u010d\u00e1st\u00ed, ale nej\u010dast\u011bji je d\u011bl\u00edme na tyto:\tOsobn\u00ed finance \u2013 to jsou finance jednotliv\u00e9ho \u010dlov\u011bka p\u0159\u00edpadn\u011b cel\u00e9 rodiny.\tPodnikov\u00e9 finance \u2013 to jsou finance pat\u0159\u00edc\u00ed firm\u011b, podniku nebo korporaci.\tVe\u0159ejn\u00e9 finance \u2013 to jsou nap\u0159\u00edklad finance pat\u0159\u00edc\u00ed st\u00e1tu, kraji, okresu nebo m\u011bstu.\t\tV\u00a0\u0161ir\u0161\u00edm v\u00fdznamu tak\u00e9 ozna\u010duj\u00ed ve\u0161ker\u00e1 finan\u010dn\u00ed aktiva co\u017e jsou nap\u0159\u00edklad: pen\u00edze, cenn\u00e9 pap\u00edry (akcie, dluhopisy, sm\u011bnky, \u0161eky\u2026), finan\u010dn\u00ed kapit\u00e1ly firem, bankovn\u00ed kredit bank atd.\tFinan\u010dn\u00ed gramotnost je ur\u010dit\u00e9 mno\u017estv\u00ed znalost\u00ed, kter\u00e9 se t\u00fdkaj\u00ed financ\u00ed. Umo\u017e\u0148uje lidem v\u0161em financ\u00edm porozum\u011bt a nau\u010d\u00ed je spr\u00e1vn\u011b s\u00a0nimi zach\u00e1zet v\u00a0r\u016fzn\u00fdch \u017eivotn\u00edch situac\u00edch. Tento syst\u00e9m ale nikde nen\u00ed pevn\u011b stanoven a v\u00a0n\u011bkter\u00fdch zem\u00edch se r\u016fzn\u00ed. Alespo\u0148 trochu finan\u010dn\u011b gramotn\u00fd je ka\u017ed\u00fd.\tV\u00a0dne\u0161n\u00ed dob\u011b je \u00fapln\u011b ka\u017ed\u00e9 rozhodnut\u00ed ovlivn\u011bno \u010di spojeno s\u00a0na\u0161\u00ed finan\u010dn\u00ed situac\u00ed a financemi. Pokud chceme dos\u00e1hnout spr\u00e1vn\u00e9ho rozhodnut\u00ed, tak se v\u00a0tomto sv\u011bt\u011b mus\u00edme dob\u0159e orientovat. Informace, kter\u00e9 jsou pro rozhodov\u00e1n\u00ed o financ\u00edch podstatn\u00e9 se m\u011bn\u00ed hodn\u011b rychle. D\u00edky tomu, jak se dnes rozv\u00edjej\u00ed informa\u010dn\u00ed technologie, kter\u00e9 umo\u017e\u0148uj\u00ed nov\u00e9 typy finan\u010dn\u00edch proces\u016f a transakc\u00ed se dne\u0161n\u00ed d\u011bti pohybuj\u00ed v\u00a0\u00fapln\u011b jin\u00e9m sv\u011bt\u011b, ne\u017e se pohybovali jejich rodi\u010de nebo prarodi\u010de. D\u011bti jsou na finance nejzraniteln\u011bj\u0161\u00ed, proto\u017ee mohou v\u011b\u0159it kde komu, a proto je od z\u00e1\u0159\u00ed roku 2013 na v\u0161ech z\u00e1kladn\u00edch \u0161kol\u00e1ch povinn\u00e1 v\u00fduka finan\u010dn\u00ed gramotnosti. Sice si nejsem jist, jestli to n\u011bjak d\u011btem pom\u016f\u017ee ale m\u011blo by.\t\tUvid\u00edme, jak se bude na\u0161e lidstvo d\u00e1le zdokonalovat a jestli n\u00e1m budou p\u0159ib\u00fdvat n\u011bjak\u00e9 dal\u0161\u00ed platebn\u00ed metody, na kter\u00e9 si budeme muset zvykat. T\u0159eba jednoho dne budeme platit jen otiskem prstu nebo tu\u017ekou. Uvid\u00edme, jak se n\u00e1\u0161 sv\u011bt bude d\u00e1le zdokonalovat a t\u0159eba se n\u011bkdy do\u010dk\u00e1me i takov\u00fdchto v\u011bc\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Byt","item":"https:\/\/www.aknet.cz\/byt\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"Finance a finan\u010dn\u00ed gramotnost","item":"https:\/\/www.aknet.cz\/byt\/finance-a-financni-gramotnost\/#breadcrumbitem"}]}]